If you are unable to work because of your health, you may be wondering how do I apply for Social Security Disability? The first step to apply for Social Security Disability Benefits is to call your local Social Security Office and set up an appointment to file OR you can file an application here. For a list of what is needed to apply look here.
Essentially, there are two types of benefits that you may be eligible for: SSDI (Social Security Disability Insurance) and SSI (Supplemental Security Income). If you have earned enough credits from your work history, you will be entitled for SSDI. If not, you may be eligible for SSI. In some circumstances, you may be eligible for both SSDI and SSI.
After the initial filing, your case will be sent to DDS (Disability Determination Services) in Raleigh, NC. At DDS an examiner will be assigned to your case. This examiner will send you forms to complete and should request your medical records. It is important to let the Social Security Administration know where you are going to the doctor. If you do not tell them where you are going to the doctor, they can not order the medical records. (It is possible that you may be denied on insufficient evidence.)
If the examiner requests your medical records, but still feels that he/she does not have enough information they may send you to a doctor’s appointment at the Social Security Administration’s expense called a consultative examination. The initial level usually takes 3-6 months. You have a greater chance of being denied than you do of being approved. If you receive a denial, you must appeal within 60 days or you will have to start your case again from the beginning.
Now that you have read how to apply for Social Security Disability, you should apply as soon as possible. Delay may cause you to lose benefits!